Archive for September 23rd, 2009

Flying in a Balloon

If you're like most people, you've often wondered what it would be like to go for a ride in a balloon. Getting a ride in a balloon may even be on your own personal list of goals to accompolish before you retire.

I found a great website for ballooning that tells you everything about balloons. It has sections on balloon rides, how to become a pilot, used balloon equipment for sale, and even a book that tells you what you need to know to start a balloon ride business.

Check out HotAirBallooning.com to find out everything you've always wondered about ballooning. Find a company to ride with or find an instructor - either way you can be in the air soon!

If you've been drawn to balloons like I have you'll enjoy all the information available. When you visit, don't miss the section about balloon festivals. It lists a whole bunch of events around the world so you can see balloons up close and personal.

Be sure to check out the balloon ride guide which features only approved balloon ride operators that have the HotAirBallooning.com Seal of Approval. You'll find safe balloon rides operated by experienced, fully licensed companies there.

Wedding Photography Guide

A co-worker has asked you to take pictures of their wedding, and you don't want to mess up this important task! They may have decided not to hire a professional photographer and instead are relying on you to document this most important day for them.

You feel the pressure, and want to make sure you don't mess up. Here are the top guidelines to help you from Jim Whitesell, a Edmonton wedding photographer:

1. Use the best equipment possible

A small point-and-shoot camera is fine for capturing family memories, but doesn't do as well as a digital SLR with an external flash. The focus time, shutter delay, and limited reach of the small built-in flash will all cause problems for you. If you do not own or have access to a digital SLR camera and external flash, you can probably rent them from a camera store. Be sure to test and practice with the camera before the wedding day! A professional will likely have multiple lenses as well, but this is often beyond the ability of a casual shooter.

2. Take at least two memory cards

Although it doesn't happen often, memory cards can fail. Keeping an extra card with you is cheap insurance that will keep you shooting if your card does quit working. Be sure the cards are of ample size so you don't run out of space half-way through the night. 4GB is the minimum size you should have with you.

3. Batteries, batteries, batteries

Be sure to charge the camera batteries the night before, and preferably have a second battery charged and ready. Most external flash units use AA batteries so have a couple extra sets of these, too.

4. Attend the rehearsal

Taking pictures at the rehearsal is the best way to be prepared for the pictures you'll take at the actual ceremony. You'll have a feel for where to position yourself for the best shots. While a professional wedding photographer won't usually shoot at the rehearsal, they will often make an appearance to not only reassure the bride and groom that they are prepared for the next day but also to scope out the building. Their experience will enable them to know where the best shots are just by seeing the facility.

5. Posing the bridal party

When taking formal pictures of the bridal party, pay attention to the details. Make sure everyone's face is visible, and pay attention to the placement of hands and feet. Pleasing poses are key.

6. Shooting the ceremony

If the wedding will take place inside a church, you'll need to shoot the ceremony without flash. Use a tripod to hold the camera steady or camera shake caused by longer exposure times will likely ruin the pictures.

7. Shooting the reception

If possible, try to get a shot or two of the reception hall before everyone arrives. Takes some shots of other details, too - like the head table decorations, cake, etc. Once things are underway, it's always nice to go table-to-table and get pictures of all the guests.

8. Shoot the details

Take pictures of the little details. The rings, bridal bouquet, ring bearer, flower girl, bride's shoes, etc. are all great details to capture and the bride will be quite pleased to have these.

9. Capture the fun

There are always fun, unplanned moments that make each wedding unique and memorable. Always have your camera ready to capture the moment!

10. Back up the photos

As soon as possible after the wedding, burn all the original images to a CD or DVD for safekeeping. Do this before you make any changes to them. If you accidentally delete an important picture or have a computer failure you'll still have the originals to fall back on. Even a professional discount wedding photographer will make backups.

You have been given a very important task. The pictures are the best way to remember the wedding and all the fun details. Even though a professional wedding photographer will do a better job, those on a tight budget may not have the ability to hire one.

If you aren't confident you can do a good job, why not offer to pay for all or part of a professional photographer's fee as your gift to the couple? And if you just happen to be near Edmonton, Alberta, why not check out Jim Whitesell's website for wedding photographers in Edmonton.

Repair Credit Score

If you are planning about having a home or purchasing a brand new car, you likewise need to consider 'improve my credit score' as a significant element in having the best offer. If you recognise that you want to make any major purchases in the near future, repairing your FICO scores are even more important. So, how can you achieve a higher score? What type of financial changes can you do to make sure that you get the home or car that you want? Here are a few points that may help.

One of the few things you'll need to think when it comes to cleaning your credit scores is that you won't be able to miraculously improve your credit score in a single day, but if you work at it, you'll begin to notice improvements in a few months. It takes careful planning and consistent financially sound actions to get your credit back on track. If you stay with your plan, you will be grooming yourself up for more financial freedom in the future.

You can start fixing your credit score as soon as possible by paying your bills ahead of due date. While this sounds obvious, paying bills late is one of the main grounds that people's credit scores are so low. With all the financial duties that you have, it can be tricky to make sure that all your bills are up to date. You can cut down debt for yourself by reducing the amount of accounts you apply for. Plan a budget for yourself that will allow you to cover all of your living expenses based on your salary.

You should make sure that you do not pay for any items that you cannot afford; this means no bounced checks, and no credit cards that you cannot afford to make payments on. Each time you pay on a credit card late or bounce a check, your failure is reported to credit card bureaus and banks. It can be hard for you to open a checking account or apply for a credit card in the future.

You can also work on fixing your credit scores by having more credit for yourself. If you haven't bought a home, auto, or applied for a credit card, your limited credit background may worry some lenders. You should begin small by applying for a credit card with a limited spending limit, so that you can be sure you'll make the payments on time. You can also rent an apartment with a roommate--choosing a place that fits well under your budget will help to fix your score in no time, and will condition you for having your own home in the future.

If you want to learn more about credit score meaning, or want to know how to improve your credit score fast, visit www.ImproveMyCreditScoreFast.org